About these terms
These terms describe the use of The Margin, an economics and finance blog published under the Cairn brand. They cover this blog’s articles, illustrations, interactive examples and practice questions.
They do not set the terms for a separate Cairn learning product, account or purchase. Any such service has its own applicable terms.
Using the explanations
The content is for general education. It does not take account of your personal circumstances and is not personalized investment, financial, tax or legal advice. It does not recommend a particular transaction or promise an investment return.
Examples simplify the world to explain an idea. Their assumptions and limits matter. Historical examples describe the dates stated in the article, rather than current market conditions.
Trying the questions
Practice questions are original illustrations of a concept. Their feedback is not an assessment of exam readiness, an official exam result or a guarantee of passing.
The question feature checks your choice on the page and does not save it to a Cairn learner profile. Answering a question does not enroll you in a course or create a product account.
Sharing and reusing content
You’re welcome to link to our articles. When quoting content, identify the source, keep the meaning intact and follow the permissions or exceptions that apply to your use.
A credit or link does not by itself authorize republication of an entire article. Reuse beyond a permitted legal exception or an applicable license requires permission from the relevant rights holder. Rights that the law gives you, including permitted quotation, are unaffected by these terms.
Third-party material and trademarks remain subject to their respective owners’ rights. Do not claim that someone else’s work is yours or imply an endorsement that has not been given.
Using the site respectfully
Do not use the site unlawfully, interfere with its operation, distribute malicious code through it, or attempt to access areas you are not authorized to use. These terms do not restrict uses that applicable law requires us to permit.
Following links
Articles link to external sources so you can explore the underlying material. Those websites have their own content, terms and data practices.
The Margin is a Cairn publication. Links to Cairn introduce the related learning product; links to other organizations do not by themselves mean those organizations endorse The Margin.
Accuracy, availability and your rights
We aim to make explanations clear and accurate, but content may contain errors or become outdated. Articles, features and links may be corrected or changed, and the site may sometimes be unavailable.
Nothing in these terms excludes or limits rights, remedies or responsibilities that applicable law does not allow to be excluded or limited.
Changes to these terms
We may update these terms as the blog changes. The revised text and its updated date will appear on this page. Any notice or consent required by applicable law will still apply.